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As with a standard mortgage loan, there will be some hoops that you will have to jump through. Before starting the application process, it’s a good idea to have your documents in order and ready to go.
You’ll need to select a lender and complete an application. Depending on the lender, you may be able to apply in person, by phone or online. All lenders require you to provide information about yourself and anyone else, such as a spouse or partner, who will be listed as a co-borrower on the mortgage.
Start your application. Apply online. Our simple and secure online mortgage application will walk you through the process step by step. If you’re already a Wells Fargo customer and signed into Wells Fargo Online, we’ll pull information from your existing accounts, making it easier to complete the application.
Mortgage originators are part of the primary mortgage market and must work with underwriters and loan processors from the application date until closing to gather the necessary documentation and guide.
This mortgage loan documents checklist will help prepared you with the correct mortgage documents to ensure your mortgage application goes smoothly. RATE SEARCH: Get Approved for a Home Loan. Mortgage Loan Documents Checklist – 14 Documents you need when you apply for a mortgage loan. W2’s from current and past employers; Pay check stubs
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